Loan City is a failed operation, as of the date of this posting. i am a broker and have submitted many, many loans to this poor excuse of a company, and their representatives have continually increased the turnaround times on files, ultimately rendering deals dead! That means all of my time and money spent on advertising, sales and marketing, just to get a client has been for nothing but heartache and damage economically and to my reputation. I discourage anyone dealing with this company or its affiliates to forego the option, and they will have no problem telling you to go somewhere else.