Under ordinary circumstances, the average consumer can order a latte on the way to the coffee shop, book a last-minute trip to the coast, and come home to find groceries delivered -- all with the click of a button. What makes these transactions so smooth and effortless? It starts with account creation. Consumers increasingly are willing to create accounts wit...
It's all well and good to have a business site that encourages online purchasing and open dialog. However, with every interaction comes the associated risks and requirements in terms of payment processing and security. So, it's important to do your homework when it comes to securing your Web site. "...
It is becoming increasingly unsafe to buy or otherwise conduct business online, according to the ninth annual CyberSource survey on e-commerce fraud. Fraudsters will divert approximately $3.6 billion from U.S. e-commerce in 2007, a 20 percent increase over 2006, based on survey results. Merchants ar...
While credit card companies research and develop new anti-fraud measurements, alternative payment solutions providers are cashing in on the demand for online security and customer choice. Alternative payment solutions are often less expensive for the merchant and can be easier to use than setting up...
'Tis the season to read about e-tailers' dreams of record-breaking profits during the holiday shopping frenzy. Meanwhile, amid anxious promotions and analyst promises, there are plenty of credit card companies with their own holiday hopes. Remember, merchants pay tiny transaction fees that add up to...
Summer is behind us, but recent memories of credit card processing breaches are still haunting security-conscious consumers, safety-minded merchants and bustling banks. While CardSystems Solutions made media headlines in June after a computer virus captured the private information of millions of con...
A new report says losses tied to fraudulent e-commerce activity will reach US$2.8 billion this year as professional scammers target fast-growing e-tail sites that are too large to manually verify each purchase but haven't yet implemented sophisticated anti-fraud measures. CyberSource, which offers p...
What do New York and Nigeria have in common? Something far more serious than beginning with the letter "n." Both of these regions have earned the dubious distinction of ranking among the riskiest places in the world for e-commerce, according to a survey by CyberSource Corporation. The Big Apple was ...
Recently, a new value-added tax (VAT) law was enacted to level the playing field between Europe-based and U.S.-based companies in the European e-commerce market. Previously, U.S. e-commerce companies doing business in Europe had not been required to charge value-added tax, putting their European cou...
For online shoppers, making a purchase often seems relatively straightforward. Point and click, check the order, enter credit card information, and the transaction is a done deal. Authorization is delivered within seconds. Behind the scenes, it is not so easy. In the blink of an eye between an in...
Yes - I'm more likely to buy with flexible payment options.
Sometimes - It depends on the item and terms.
Rarely - I typically prefer paying upfront to avoid debt.
Not at All - My purchase decisions are based on need and budget.
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