E-Commerce Times Talkback
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See Full StoryThe Enron bankruptcy -- all US$60 billion of it, complete with political shockwaves and
thousands of evaporating pensions -- should put the dot-com devastation into perspective.
But size apparently doesn't matter as much as one might think. For sheer volume of
self-pity and vitriol, there is still nothing that can touch the CyberRebate scandal. Many
who were burned when the company abruptly folded up shop seem unable to move on.
Posted by: NotaReganFan 2002-02-23 11:43:34 In reply to: Keith Regan
You say in your article:
"the ones whose former CEO is bashfully pleading the Fifth before Congress."
I would just like to know IS THIS TRUE? If so, WHERE did you get that information.
PLEASE RESPOND
You could be right, but if he was referring to Enron, he might want to clarify that paragraph.
(What the hell IS he saying??? Hard to believe this guy makes a living writing!)
quote:
"To hear former CyberRebate customers describe it, as they do endlessly in online forums, they are the ones whose life savings and retirement accounts went up in smoke, the ones whose former CEO is bashfully pleading the Fifth before Congress."
correction:
"To hear former CyberRebate customers describe it, as they do endlessly in online forums - one would think THEY were the ones whose life savings and retirement accounts went up in smoke, & whose former CEO is bashfully pleading the Fifth before Congress, and not Enron."
Posted by: jhughe90 2002-02-19 12:48:42 In reply to: Keith Regan
Cyberrebate seems to be about laws surrounding credit cards, and consumer rights and protection. As far as government agency intervention, there seems to be none and thus the mess as far as the company itself is pretty much over. I've read that Miss Cleo is soon to get her day in court (yeah!), where's the help for these people?
Posted by: NotaReganFan 2002-02-19 12:01:04 In reply to: Keith Regan
are doing any different? Why are we so wrong? (I'm having a really hard time seeing your viewpoint).
You think Cyberrebate.com was a risk for us. But remember, Cyberrebate.com was supposedly making money by selling the surveys we filled out, and from those who would not bother to send in their rebates. They had been in business for over 2 years and mailed out countless rebates just fine! Why wouldn't we believe they could do it? Yes, in retrospect, there were signs - but did YOU see them? Did you report your findings to the Attorney General's office and report them as
conducting a fraudulent business? No??? But you somehow thought WE should have known better?
One more thing, Mr. Regan . . . "revenge", my ass! It's about "justice", buddy. There's some more research for
ya!
justice - 1. Quality of being just. 2. The principal of practice of just dealing, rectitude, integrity. 3. Uprightness; equitableness; fairness.
revenge - To inflict harm or injury in return for.
We only want what was contracted for. That is not revenge. This is justice. It is
right. It is fair. It's American!
Posted by: workinghard 2002-02-19 12:50:20 In reply to: NotaReganFan
You could have summed everything up by saying something like: "Mr. Regan, your opinion piece is poorly thought out and does not cover all of the facts. We are not interested in anything but recovering what was lost blah blah blah."
Of course, if you did not have the sense to use CyberRebate, than it shouldn't be expected that you would spare us board denizens the recycled tripe we have already read.
Posted by: NotaReganFan 2002-02-21 08:56:35 In reply to: workinghard
If you took your car into the repair shop for work, and while it was there, the repair shop went out of business, locked their doors with your car inside, wouldn't you try everything you could to try to get your car back?
It IS the same thing we're doing. Laws are set in place to protect us. We're ONLY trying to make the credit card companies adhere to the laws. I see nothing wrong with that.
Do you?
Posted by: workinghard 2002-02-21 11:27:21 In reply to: NotaReganFan
Your example would be good if I agreed that it corresponded with your situation, but it does not.
I still think that some people are shirking responsibility for accepting a risk here. I don't condone CyberRebate's actions, but I don't think that the response from your group is all that smart either. If I were a betting man I would lay money down that some of the members of your forum do not agree with you either, but figure that they have nothing to lose in trying to get their money back.
Posted by: Reenboe 2002-02-22 05:29:34 In reply to: workinghard
Regarding members of our forum not agreeing with us? With 3,000 members, you're probably right. We know that there are some that didn't even make purchases from CyberRebate. So your point is???...We shouldn't invite them to the sleepover? Awww, but we're such a warm, accepting group of people. We'd probably even invite YOU if you promised to play nice! And if you were lucky you might even win the BIG door prize...a lifetime supply of dead Plenticell Batteries, courtesy of none-other than CyberRebate!
Posted by: workinghard 2002-02-22 11:33:14 In reply to: Reenboe
Just because Judge Judy agrees with some of you, it doesn't mean that the rest of the world has to agree too, nor does it always mean that the plaintiff is right. Sometimes it just means that the defendant couldn't marshal the resources to put up an effective defense.
When you go to Vegas, try to remember that you can't sue the casino because you don't win at the blackjack table.
Posted by: galaxy10 2002-02-23 00:49:04 In reply to: workinghard
We're talking about unchartered waters, unprecedented circumstances with regard to the whole Cyberrebate debacle. And if there is any precedent to be set and true right or wrong to be established with regard to (G*d forbid) any future such circumstances, they're being established as we speak through the court cases that are happening every day.
So exactly why do you care so much about this issue anyway, Jack? Do you spend equal time monitoring department stores for shoplifters because you're worried about how they're going to jack up >>no pun intended<< the price you pay for underwear? Last I heard it's no crime nor is it immoral to dispute a credit card charge, so if my credit card company decides to honor my dispute, so be it.
The truth is that I just happened to get involved. Blame me for adding to the mishugoss if you will, but I am interested in trying to eliminate some of the unnecessary chaos and confusion that can be caused when people think that they have been wronged.
Some of it is just, but much is just mud that people sling at the wall hoping that it will stick.
And yes I am interested in preventing shoplifting, insurance fraud and anything else that causes higher rates and fees. If the meshugehnehs of the world want to band together, that's fine, but there needs to be a balance to their noise. Someone needs to remind people that sometimes mistakes cost money, there are limits.
Frankly, I don't think it's an issue of right or wrong because there are always going to be those who think we should have had to eat our losses and those who are going to think that we didn't get what we contracted for and thus the credit card companies had a responsibility to cover us under the law. And while some credit card companies may be honoring disputes based upon not wanting to risk having to pay more (in my case it was because they misled me and omitted important information during the dispute process which I was able to prove), there are those like Juniper Mastercard that recognized and readily acknowledged the validity of the disputes. So, between those and the judges who are ruling in favor of the plaintiffs, who are we to argue? And I'm sorry...if a major credit card corporation can't marshall the resources to put up an effective enough defense against Joe "Littleman" to be able to win, then I have to believe that no defense existed. They couldn't have had a leg to stand on. Wouldn't you think that if they were going to risk additional loss by going to trial rather than merely settling beforehand that they would be as prepared as possible? (Cont'd)...
Posted by: NotaReganFan 2002-02-22 15:23:07 In reply to: workinghard
They didn't settle, they LOST. They were in the wrong!
Posted by: NotaReganFan 2002-02-22 15:06:17 In reply to: workinghard
(CyberRebate DID put it in writing - my order confirmations say "free" no less than 3 times per e-mail! Not "maybe free", not buy it, and you'll "gamble if it's free". Just plain "FREE".)
Everyone knows the score in Vegas - they call it gambling! There IS a big difference, and we all know what that is. If you didn't purchase anything from CyberRebate, then you probably don't know their slogan "CyberRebate, Land of the Free" and "CyberRebate, where EVERYTHING comes with a rebate!" It's quite a bit more detailed than what Mr. Regan would have his readers believe. It was a well planned fraud (or Ponzi scheme) and we are innocent victims.
Posted by: NotaReganFan 2002-02-22 11:26:13 In reply to: Reenboe
Although if you want to start digging into the heart of the matter, unless you are employed by the E-Commerce Times, you and the other cybercry babies do not really have the right to publish anything on the site, although thanks to the beauty of the net you could set up your own web site and say whatever you want about the issue.
I haven't been able to find out who owns this publication, but I would imagine that they really do not have any interest in giving you a free platform within the main body to spew your rhetoric.
You said that you can't imagine why Regan wrote about the issue, well it seems to me that he has done a fine job in stimulating conversation. Maybe that was the motivation, or maybe it's merely because his job is to write opinion pieces, which is what this article was, opinion. Most opinion pieces are not held to the same standards as other news.
I'm so sick and tired of arrogant, self righteous Monday morning quarterbacks such as yourself and Mr. Regan forming opinions about and passing judgement on CyberRebate customers and how they're dealing with CyberRebate's bankruptcy when undoubtedly all you really know of the situation is what you've learned from brief e-zine articles.
I am the founder and one of the managers of the forum that Mr. Regan so "admiringly" refers to in his article. As for being a "cybercry baby", I believe I'm anything but. Sure I was angry, but I channeled that into forming the forum so that others in the same boat could help one another toward getting their money back. We've learned a great deal from one another, formed lasting friendships, and many of us (myself included) have been able to recover our money. And more and more continue to as time goes on. There are far more small claims cases being won than lost. So to hell with sitting on our duffs, resigning ourselves to our losses and "moving on". And there's a BIG difference between whining and complaining about a futile situation and taking the bull by the horns and going after what is rightfully ours.
I am touched by your honest appraisal of my posts, and your insightful commentary. I have never been called a Monday Morning Quarterback, as a matter of fact I always played Offensive and Defensive line positions. The QB takes too many hits, your body just doesn't hold up, but that is a side issue.
You may be sick of commentary about CyberRebate customers and their inability to deal with bankruptcy. Personally I am sick of the whining and crocodile tears issued by people like yourself. No one deserves to be ripped off, but life is a risk that we all take. To use your terms, sometimes you take the bull by the horns and sometimes the horns stab you in the a**. Deal with it.
So you established a forum and made friends, that's nice. Do you have a group cheer or slogan? Maybe a sleepover would be nice.
Life is not always fair and does not always require "justice" via court cases. I am sick of having to pay more because a group of whiny, sniveling, self-indulgent and self-absorbed people think that they have been wronged and use the court to press their waste-of-time case.
CyberRebate was an established, highly publicized BUSINESS that every credit card company allowed purchases to be made from. We are now simply holding them to their obligation to protect us under the laws that exist to enforce that obligation. NotAReganFan's example couldn't have been MORE fitting. I'm not whining OR shedding any crocodile tears. Why should I?...I got every red cent back without ever even having to file a small claims suit. Oh, and my a** is just fine thank you! In your words, deal with it.
I was never suggesting that any of us "cybercry babies" have the right to publish an actual article on Newsfactor. I was merely speaking to people's right in general to express their point of view regardless of how lengthy what they have to say might be. Why should NotaReganFan anymore deserve idle criticism for launching into a lengthy "diatribe about nothing" than Mr. Regan? Wouldn't it have been a lot simpler and made more sense to have just skipped NotaReganFan's diatribe than to not only read it, but find it necessary to respond to it, and in so doing insult not only the post but the poster as well? There's a difference between claiming to merely be commenting on something and thinking it's okay to insult people whom you know nothing about because you can hide behind a keyboard and fairytale nickname. What motivates people such as yourself to do this has always mystified me.
(Cont'd...)
Posted by: NotaReganFan 2002-02-19 11:55:50 In reply to: Keith Regan
Mr. Regan, I challenge you to do your research (do you know how to run a google search?). Try reading The Fair Credit Billing Act, Truth In Lending Act, Regulation Z, your charge card cardmember agreement and any other reporter's story on the CR scam. Would you also like to read the magistrate's decision from my small claims court case? He thought my charge card company should follow the law. You and your kind disturb me. It does not make you look wise or superior when you put others down.
Posted by: honestjohn 2002-02-19 10:00:48 In reply to: Keith Regan
Posted by: sln88 2002-02-18 22:23:36 In reply to: Keith Regan
Posted by: galaxy10 2002-02-18 23:14:54 In reply to: sln88







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